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Tax Considerations >Tax Reform

Owning a home still offers significant tax benefits. If you are renting, it may be a good time to sit down with a professional real estate agent to see how much you can save each year by owning your own home.

You save in two ways when you purchase a home. Even though most interest deductions have been phased out, home mortgage interest and state and local property taxes can be deducted. The interest on a home equity loan may also be deductible.

Your real estate agent can show you how these savings will apply in your situation. You may be pleasantly surprised when you compare the tax savings you will receive as a result of owning your home, and you will build up equity as your home appreciates in value! Also, first-time buyers will see expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, allowing penalty-free withdrawals to purchase a home in the Taxpayer Relief Act passed in August, 1997. Consult your tax advisor for your particular circumstance.

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Q	What time of year is considered the busiest for homebuyers and sellers?
A	Real estate is a year-round business, but spring is still considered the best time of year to showcase a home.
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Pam Schroeder & Associates, REALTOR®, real estate agent and broker for St. Charles, O'Fallon and Dardenne Prairie, Missouri home listings, property and land for sale - NUMBER1EXPERT

Pam Schroeder
Keller Williams Realty West
5377 Highway N.
St. Charles, MO 63304
Direct: 314-575-2255
Office: 636-229-8700
Fax: 314-754-2640
pam@pamschroeder.com
Pam Schroeder with Keller Williams Realty West is dedicated to client satisfaction. We advise and consult with our clients to make sure all of their needs are met and that they walk through the home buying and home selling process with ease. If you need help buying, selling, building, or relocating in the Saint Louis, and St. Charles counties in Missouri. please call Pam directly at 314-575-2255 or 636-229-8700 St. Charles, St. Peters, Cottleville, Dardenne Prairie, O'Fallon, Wentzville, Chesterfield, Ballwin, and many more

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