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Find Great Information about St. Charles  and  St.Louis County
Real Estate



Buying and selling a home is one of the biggest events in your life. As the top 1% of real estate agents in the state of Missouri, we have the experience and track record you are looking for.
 Contact Pam Schroeder & Associates
to find out what we can do for you!

Thinking of Buying or Selling?
Need local real estate information?
We've summarized much of what is important about the St. Charles and St. Louis County real estate markets in this site. If you have questions about particular areas please pick up the phone and call us at
314-575-2255 direct
or
636-229-8700 Office
 or you can e-mail us at pam@pamschroeder.com  

Keller Williams Realty West
5377 Highway N
St. Peters, MO. 63304
636-229-8700
Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.  

 

Here You Can Find Great Information on St. Louis and St. Charles Counties  

 

If you’re thinking about buying or selling a home in the St. Louis/St.Charles areas, then you’ve arrived at a helpful place.
 Pam Schroeder & Assoc.  with Keller Williams Realty West are here to serve you.


Whether we do that by answering questions and providing information about how we can market your home for you, or about current homes for sale, reports about the local school districts and the performance in educating today’s students, or information about the local area, that’s up to you…but we are here when you are ready. And when you are ready, simply register on our site and we will respond to you personally.  

 

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.  


Need local real estate information? I've summarized much of what is important about the
St. Charles and St. Louis real estate market in this site.  


Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.  


Buying and selling a home is one of the biggest events in your life. I have the experience and track record you are looking for.  

 Blessings,

Pam Schroeder  

 




Real Estate Tips
About Appraisals >Refinancing Your Home

Interest rates fluctuate as changes occur in the general economy. If you purchased your home when interest rates were higher, you may want to consider re-financing your loan at a lower rate.

You will have to apply for the new mortgage and have your current income eligibility assessed. Depending on how long you have had your present loan, a current appraisal may be required. There are closing costs, such as attorney, title fees, recording and notary fees, and appraisal charges. The biggest factor in your decision should be the length of time you plan to remain in your home. If you will be there for only a year or two more, it might not pay to re-finance. If you will be in your home longer, re-financing could provide you with lower mortgage payments. Your real estate agent can help you work out the numbers and can refer you to reputable home appraisers and mortgage lenders.

See All Tips In The "About Appraisals" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What is a VA home loan?

A 
The Office of Veterans Affairs guarantees small or no-down payment mortgage loans made by lenders to U.S. veterans.
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Pam Schroeder & Associates, REALTOR®, real estate agent and broker for St. Charles, O'Fallon and Dardenne Prairie, Missouri home listings, property and land for sale - NUMBER1EXPERT

Pam Schroeder
Keller Williams Realty West

5377 Highway N.
St. Charles, MO 63304
Direct: 314-575-2255
Office: 636-229-8700
Fax: 314-754-2640
pam@pamschroeder.com

Pam Schroeder with Keller Williams Realty West is dedicated to client satisfaction. We advise and consult with our clients to make sure all of their needs are met and that they walk through the home buying and home selling process with ease. If you need help buying, selling, building, or relocating in the Saint Louis, and St. Charles counties in Missouri. please call Pam directly at 314-575-2255 or 636-229-8700 St. Charles, St. Peters, Cottleville, Dardenne Prairie, O'Fallon, Wentzville, Chesterfield, Ballwin, and many more

CDPE CNHS ePro Equal Housing ERC MLS REALTOR


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